Purchasing your first home is an exciting time. We are here to help you every step of the way, right from a friendly first meeting with us until the day you pick up the keys, and then beyond.
We specialise in all types of mortgages
Thinking of moving home? we can help with all of the information you need about finance and borrowing, independent of your estate agent so the advice we give will always be impartial. We work for you. Find out how much you could borrow and what level of deposit you would require.
Is your mortgage deal coming to an end? Or are you thinking of making changes to your mortgage? We can look after the remortgage process for you, whether you remain with your existing mortgage provider or it might be beneficial to switch to a more competitive lender.
Both first time and experienced landlords welcome. We will calculate how much rental income is required, how much deposit is needed and then advise you on the best mortgage solution based on your property portfolio.
- Open the door to own your first own home
- With just a 5% deposit, home ownership might be more affordable than you thought
Looking at new build properties? You may be able to take advantage of a government equity loan via help to buy.
Contractors can often be restricted when applying for a mortgage. We have access to lenders who will consider applicants who work on a fixed term contract or day rate contract.
If you’re looking for a mortgage but are worried about your credit rating, we have access to lenders who will consider applications on an individual basis where credit rating might be an issue.
We can compare mortgage illustrations so you can be confident your mortgage is the best for you and your circumstances. From the initial interest rate, to the total amount payable over your product term – we can talk you through the numbers.
The first place to start with any mortgage is often calculating how much you can borrow. We are happy to look at this along with any other mortgage queries with no obligation during our initial consultation.
Protecting your family and loved ones is crucial, especially when you take out a mortgage. We can advice and arrange a number of different solutions tailored to your needs and your budget. We offer life assurance, critical illness cover, income protection and more.
We can advise buildings and contents insurance for your new home, or look to switch you on to a new policy.
Buildings and contents
Bridging loans can be useful to help people complete the purchase of a property before selling their existing home. We can help you identify your bridging loan options and calculate the costs involved with this process.